Buying and selling a home Make the right choice in any market

Book - 2006

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643.12/Kiplinger's
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2nd Floor 643.12/Kiplinger's Checked In
Subjects
Published
Chicago : Kaplan 2006.
Language
English
Edition
8th ed
Item Description
At head of title: Kiplinger's.
Physical Description
x, 369 p.
Bibliography
Includes index.
ISBN
9781419535789
  • Introduction
  • Part I. For Buyers
  • Chapter 1. To Buy or Not to Buy
  • The Intangibles
  • Financial Benefits
  • The Risks and Hard Work of Homeownership
  • Rent Versus Buy
  • Buying a House with Others
  • Chapter 2. Assessing Your Resources
  • Figure Your Net Worth
  • The Down Payment
  • How Big a Loan?
  • Prepare Yourself
  • How Much Down, How Much Borrowed?
  • Clean Up Your Credit Report
  • Your Credit Score
  • Obtaining Preapproval with a Lender
  • Kinds of Loans
  • Get Your Earnest Money Ready
  • Chapter 3. Home Sweet Tax Shelter
  • Deductibility of Mortgage Interest
  • Adjust Your Withholding
  • Record Keeping
  • Deductibility of Mortgage Points
  • Deductibility of Closing Costs
  • Other Tax Angles of Owning
  • Deductibility of Interest on Debt Secured by a Home
  • Refinancing
  • Chapter 4. Define Your Needs, Pick a Neighborhood
  • Make a List of Needs and Wants
  • Make a "Don't Want" List, Too
  • Choosing a Neighborhood
  • Tips for Relocation
  • Weigh the Negatives
  • How is the Neighborhood Organized?
  • Examine the Lot
  • Chapter 5. Many Kinds of Homes
  • Single-Family Detached Houses
  • Condominium Ownership
  • Cooperative Apartments
  • Manufactured Homes
  • Chapter 6. House-Hunting Strategies
  • The Buyer's Market
  • The Seller's Market
  • Searching on Your Own
  • Shopping with a Real Estate Agent
  • Using a Buyer's Broker
  • Perusing the Ads
  • Handling the "Sale by Owner"
  • Touring the House
  • Scope Out the Sellers
  • If Your Encounter Discrimination
  • Chapter 7. Making an Offer
  • How Much Is the House Worth?
  • Finding an Appraiser
  • Establish Your Priorities
  • Need Seller Financing?
  • Hire Your Own Representative
  • Hone Negotiating Skills
  • Put It in Writing
  • The Opening Bid
  • The Purchase Contract
  • Presentation and Counteroffer
  • Relocation Loans
  • Guaranteed Sale
  • Bidding on a For-Sale-by-Owner House
  • Chapter 8. Have the Home Inspected
  • Finding a Good Inspector
  • The Cost
  • The Inspection
  • The Report
  • Back to the Seller?
  • Special Situations: New Homes, Condos, and Co-ops
  • New-Home Warranties
  • Help from the FHA or VA
  • Chapter 9. Pick the Right Mortgage
  • The Basics
  • Fixed or Adjustable Rate?
  • Fixed-Rate Loans
  • Adjustable-Rate Mortgages
  • No-Down, No Kidding
  • Making a Mortgage Choice
  • Go for Equity?
  • The Vanishing Point
  • Chapter 10. Find a Lender, Get a Loan
  • The Secondary Market's Role
  • Sources of Mortgage Money
  • Other Types of Financing
  • Using a Reporting Service
  • Fine-Tuning Your Choice
  • The Loan-Application Process
  • Private Mortgage Insurance
  • Credit Life Insurance-Something Your Can Do Without
  • The Wait and the Tension
  • Chapter 11. Get a Good Title
  • How the Process Works
  • Hazards of a Clouded Title
  • Less Than Best
  • Buying Title Insurance
  • Title Documents You May See at Closing
  • Chapter 12. Get Ready for Settlement
  • How to Take Title
  • Insurance on Your New Home
  • Flood Insurance
  • Earthquake Insurance
  • Insurance on Your Life
  • On to Settlement
  • What to Bring to Closing
  • The Final Inspection
  • Prepare a File for Your Taxes
  • When Your Mortgage Is Sold
  • Chapter 13. Buying a Vacation Home
  • Study Before You Buy
  • Vacation-Home Strategies
  • Buying with Partners
  • Taxes Take No Holiday
  • Part II. For Sellers
  • Chapter 14. Alternatives to Selling
  • Tapping Your Home Equity
  • Second Mortgages
  • FHA Loans
  • Full Refinancing
  • Special Help for Senior Citizens
  • Chapter 15. Tax Angles of Selling a Home
  • Keeping Uncle Sam's Hands Off Your Profit
  • A Tax-Free Vacation Home?
  • A Home-Office Trap
  • Record Keeping
  • No News Is No News
  • Owner Financing
  • What If You Can't Sell?
  • Permanent Rental
  • Selling for a Loss
  • Moving Expenses
  • Chapter 16. Polishing the Merchandise
  • First Impressions Count
  • Get the Place in Shape
  • Do Your Homework
  • Are Disclosures Needed?
  • Chapter 17. Sell Through an Agent or Go It Alone?
  • An Agent's Strengths
  • Going It Alone
  • Steps to Success for the Fizzbo
  • Getting Help
  • Chapter 18. Picking a Broker, Listing Your Home
  • Selecting the Firm
  • Finding the Best Agent
  • Interviewing the Agents
  • Kinds of Listings
  • Elements of the Listing Contract
  • Get Ready to Sell
  • Chapter 19. Setting the Right Price
  • The Dangers of Overpricing
  • Study the Comparables
  • Seller Financing?
  • Get an Appraisal?
  • Special Advice for Fizzbos
  • Faster Ways to Sell
  • Offer Help with Financing
  • Chapter 20. Negotiating with Buyers
  • Negotiating Through an Agent
  • Considering the Contract
  • Take Back a Mortgage?
  • Forging an Agreement
  • Selling on Your Own
  • Chapter 21. Preparing for Settlement
  • Keep Yourself Informed
  • The Papers You'll Need
  • Index