One year to an organized financial life From your bills to your bank account, your home to your retirement, the week-by-week guide to achieving financial peace of mind

Regina Leeds

Book - 2010

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Subjects
Published
Cambridge, Mass. : Da Capo Lifelong c2010.
Language
English
Main Author
Regina Leeds (-)
Other Authors
Russell Wild (-)
Edition
1st Da Capo Press ed
Physical Description
viii, 271 p. ; 24 cm
Bibliography
Includes bibliographical references and index.
ISBN
9780738213675
  • Introduction
  • 1. January: Take Control
  • Week 1. Uncover the Origins of Your Relationship with Money
  • Week 2. Clean Out What You Carry
  • Week 3. Streamline Your Home Office Space
  • Week 4. Set Up a Financial File System
  • 2. February: Assess Your Finances
  • Week 1. Pay Your Bills on Time
  • Week 2. Determine Your Income and Fixed Expenses
  • Week 3. Determine Your Variable Expenses
  • Week 4. Take a Fresh Look at Your Expenses
  • 3. March: Get Ready for Taxes
  • Week 1. Decide Which Documents to Save
  • Week 2. Stop the Paper Stacks
  • Week 3. Prepare Your Tax Returns
  • Week 4. Signed, Sealed, Delivered
  • 4. April: Spend Less, Save More
  • Week 1. Reduce Your Expenses
  • Week 2. Harness Your Marketability
  • Week 3. Working with Your Budget
  • Week 4. Banking Made Brighter
  • 5. May: Borrow Smart
  • Week 1. Lower Your Cost of Credit
  • Week 2. Curb Credit Card Spending
  • Week 3. Reduce and Rejoice
  • Week 4. Protect Your Identity
  • 6. June: Build a Nest Egg
  • Week 1. Establish a Retirement Plan
  • Week 2. Calculate How Much You Need to Save
  • Week 3. Assess How Much Risk You Can Afford
  • Week 4. Max Out Where It Pays
  • 7. July: Make Long-Range Financial Plans
  • Week 1. Decide Whether You Need a Financial Advisor
  • Week 2. Maintain Your Portfolio
  • Week 3. Draw Up a Will and Trust
  • Week 4. Review Your Beneficiary Forms
  • 8. August: Refinance and Downsize Options
  • Week 1. Look for Downsizing Opportunities
  • Week 2. Clear the Clutter, Room by Room
  • Week 3. Hold a Yard Sale
  • Week 4. Determine If You Should Refinance
  • 9. September: Children and Money
  • Week 1. Frugality for Parents
  • Week 2. Educate Your Children about Money
  • Week 3. Save for College
  • Week 4. How Your Child Can Contribute
  • 10. October: Protect Your Assets
  • Week 1. Medical Insurance
  • Week 2. Homeowner's and Renter's Policies
  • Week 3. Disability and Long-Term Care Coverage
  • Week 4. Planes, Trains, and Automobiles
  • 11. November: The Season for Sane Spending
  • Week 1. Holiday Budget
  • Week 2. Gift-Giving
  • Week 3. Family Gatherings
  • Week 4. Holiday Travel
  • 12. December: Year-End Money Moves
  • Week 1. Tasks for Every December
  • Week 2. Tax-Loss Harvesting
  • Week 3. Charitable Giving
  • Week 4. Move Smoothly into the Future
  • Acknowledgments
  • Resources
  • Index
Review by Publisher's Weekly Review

Leeds (One Year to an Organized Life), a "professional organizer," and Wild, a financial adviser, apply Leeds's "Zen Organizing" philosophy to replace financial mayhem with method through digestible weekly steps over the course of one year. The authors begin by guiding readers through an emotional audit of their history with money, ridding their work spaces of clutter, and organizing key financial documents. January is "time to take control," and the authors provide step-by-step instructions on preparing for tax season and retooling spending habits while laying the groundwork for protecting long-term assets. Savings and retirement vehicles are discussed at an extremely macro level-but the extensive resource section compensates for the oversight. By devoting the entire month of November to getting ready for end-of-year holidays, the authors drive home how planning ahead can alleviate the pain of unforeseen expenses. This is an excellent start to creating a solid financial foundation and future. (Jan.) (c) Copyright PWxyz, LLC. All rights reserved

(c) Copyright PWxyz, LLC. All rights reserved