Broke Hardship and resilience in a city of broken promises

The city of Detroit was put into bankruptcy in 2013, weighed down by years of blight, urban flight, and fiscal mismanagement. The mortgage crisis of 2007 to 2008, the Great Recession, and the near insolvency of the Big Three automakers all factored heavily in the city's problems. The city's troubles began years before with the relocation of auto plants and outsourcing of jobs, and the financial crisis added an exclamation point to it. A research professor at New York University, Kirshner frames her narrative through the lives of various Detroit residents struggling to stay in the city they love. Miles is middle-aged, staring into financial oblivion while attempting to find work. Reggie aspires to own a home and settle down with his family. Determined Broadmoor resident Cindy seeks to clean up her neighborhood. These three are joined by others and united by the crushing onus of government oversight and misplaced intentions. While Detroit's bankruptcy ended in late 2014, some glaring problems remain. This is a powerful view of the seldom-seen victims of financial calamity.--Philip Zozzaro Copyright 2019 Booklist

In her study of Detroit's recent bankruptcy, Kirshner (research professor, New York Univ.) observes the experience of seven individuals, including residents, aspiring homeowners, and speculators. They include young single mother Lola, educated and motivated but unable to find an accessible job; lifelong resident Cindy, who, in her 60s, tries her hand at neighborhood activism; and underemployed construction worker Miles, for whom an outstanding warrant mishandled by authorities 14 years ago becomes a present-day nightmare. In a city plagued by blight and lack of opportunity, social and economic policies disregard and hurt people already on the margins. Detroit's turnaround is by many measures a resounding success, but federal, state, and private efforts largely bypass the neighborhoods where homeowners, renters, and squatters alike try to stay safe and make do in barely inhabitable houses surrounded by vacant lots or decrepit board-ups. Kirshner's humane focus on individual stories illuminates underreported problems with housing, employment, and transportation. She calls for job creation, improvements to education and public transit, and support for entrepreneurs--reforms that could be paid for by reducing tax subsidies to private businesses whose building projects and job creation generally don't benefit city residents. VERDICT With a foreword by Michael Eric Dyson, this book is an important read for policymakers and urban dwellers, locally and nationally.--Janet Ingraham Dwyer, State Lib. of Ohio, Columbus

A deep dive into the daily living of low-income Detroit residents as well as real estate speculators.Kirshner (Urban Management/New York Univ.; International Bankruptcy: The Challenge of Insolvency in a Global Economy, 2018, etc.) received permission from seven individuals to conduct on-the-ground research about what occurs when a city is stuck under the weight of often arcane bankruptcy law. The burdens fall most heavily on people of color. Four of Kirshner's protagonists are black: Miles, an ambitious mid-40s construction worker bedeviled by mistaken law enforcement paperwork suggesting he is a felon; Lola, a mid-20s single mother who cannot find a conveniently located job commensurate with her college education; Reggie, a mid-40s buyer of residential properties in a city decimated by abandoned homes often emptied through fraud initiated by white lenders; and Charles, a 50-ish faithful Detroiter who earned a livable income when the automobile industry was thriving in the city. The three white protagonists are Joe, a tree surgeon business owner who optimistically relocated from New Jersey; Robin, a late 40s property developer from Los Angeles who sees moneymaking opportunities purchasing abandoned houses in certain Detroit neighborhoods; and Cindy, an early 60s Detroiter who hung on as her longtime neighborhood shifted from mostly white to nearly all low-income black, with abandoned and vandalized houses on every block. Kirshner is masterful at explaining the predatory banking and insurance industry practices that have led to impoverishment across the entire city (except for the white establishment downtown), the heartlessness of white politicians (mostly Republicans) who seemingly operate from racist viewpoints, a judicial system that offers little justice for the poor, and bankruptcy law, which was never meant to be applied to city governments. Although immersed in the lives of her protagonists, the author wisely keeps a low profile within her eye-opening and sometimes heartbreaking narrative, which ends with a brief call to action. "We cannot allow the country to fragment into areas of varying opportunity," she writes.A significant work of social sciences and urban studies. Copyright Kirkus Reviews, used with permission.