Finance for the people : getting a grip on your finances

Finance for the people Getting a grip on your finances

Paco De Leon

Book - 2022

"A holistic, illustrated guide to navigating your financial life mindfully, no matter your financial situation We are all weird about money. Whether you have a lot or a little, your feelings and beliefs about money have been shaped by a combination of silence (or even shame) around talking about money, personal experiences, family and societal expectations, and a whole big complex system rigged against many of us from the start. Begin with that baseline premise and it's no surprise so many of us find it so difficult to save enough money (but way too easy to get trapped in ballooning credit card debt), emotionally draining to deal with student loans, and nearly impossible to understand the esoteric world of investing. Unlike most p...ersonal finance books that focus on skills and behaviors, Finance for the people asks you to examine your beliefs and experiences around money-blending extremely practical exercises with mindfulness, and including more than 50 illustrations and diagrams to make the concepts accessible (and even fun). With deep insider expertise from years spent in many different corners of the financial industry, Paco de Leon is a friendly, approachable, and wise guide who invites readers to change their relationship with money. With her holistic approach you'll learn how to: root out your unconscious beliefs about money untangle the mental and emotional burden of student loans to pay them off use a gratitude practice to help you think differently about spending break out of the debt cycle and begin building wealth This book is for anyone who feels unseen, ignored, or bored to death by the way personal finances are approached and taught, and is ready to go on a journey of self-discovery and step into their financial power"--

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Subjects
Finance, Personal.
Money.
Published
[New York] : Penguin Books, an imprint of Penguin Random House LLC [2022]
Language
English
Main Author
Paco De Leon (author)
Item Description
"A Penguin life book"--Title page verso.
Physical Description
xxxii, 349 pages : illustrations, charts ; 21 cm
Bibliography
Includes bibliographical references (pages [343]-349).
ISBN
9780143136255
  • Introduction
  • How to Use This Book
  • Part 1. Get a Grip
  • Chapter 1. Why We're Weird About Money
  • Chapter 2. How to Think About Spending
  • Chapter 3. Protect Yourself from Yourself: Get a Grip on Spending
  • Chapter 4. What Are You Trying to Do With Your Life?: Deconstructing Your Goals
  • Part 2. The Fundamentals of Finance: Earning, Saving and Decision-making
  • Chapter 5. Get Good at Earning Money
  • Chapter 6. In Case of Emergency, Save
  • Chapter 7. How to Be in Control When You're Not in Control: Automate Your Savings
  • Chapter 8. How to Think About Financial Decisions
  • Part 3. Dealing with Debt
  • Chapter 9. Refraining Debt
  • Chapter 10. How Credit Scores Work and How to Play the Game
  • Chapter 11. How to Get Out of Credit Card Debt
  • Chapter 12. To Borrow Money or Not to Borrow Money?: How to Think About the Debt Decision
  • Chapter 13. Spend a Long Weekend with Your Student Loans
  • Part 4. Treat Yo (Future) Self: investing and Retirement
  • Chapter 14. How to Think About Investing
  • Chapter 15. How to Stock Market
  • Chapter 16. So You Wanna Hire a Financial Advisor?
  • Chapter 17. How to Build Wealth: Know Your Net Worth
  • Part 5. Protecting What You've Got
  • Chapter 18. Protecting Your Assets
  • Conclusion A State of Financial Awesomeness: Mind Your Relationship with Money
  • Acknowledgments
  • Notes
Review by Booklist Review

Many people are interested in how to make money--and how to keep it. But money can be a a taboo topic, so conversations are not held in the open, putting financial health at risk. Author de Leon has witnessed the complications of the dollar firsthand, from saving money for college to working as a debt collector to working at a financial firm during the economic downturn of 2007--08. Her "Pyramid of Financial Awesomeness," equipped with steps for getting a grip on spending, planning for an emergency, protecting what you've got, and more, provides essential tools for reconfiguring readers' financial existence. One of the primary steps to maintaining financial health is getting comfortable with the wealth you have obtained, knowing your own worth, and meeting obligations. This step-by-step guide takes the reader from bill paying to investing to insurance. The author's empathy and humor throughout the book provide a digestible roadmap for the financially perplexed. A must-read for financial planning.

From Booklist, Copyright (c) American Library Association. Used with permission.
Review by Publisher's Weekly Review

De Leon, founder of the financial firm the Hell Yeah Group, debuts with a zippy guide to "see your relationship with money in a new light." De Leon begins with a breakdown of "why we're weird" about money (classism plus confusion plus "limiting beliefs"), then gets into the basics of personal finance, offering an introduction to saving (aim for 10% of take-home pay), investing (if it's an intimidating concept, "not feeling like you belong has its perks"), and credit scores ("Yes, kids, just like with social media, we are the product. Surprise!"). She digs into debt and how to get out of it ("spend a long weekend with your student loans," she suggests), and is at her strongest when explaining how emotionally charged money can be, attributing anxieties around it to "gaps in information" and "inequality," and assuring readers how empowering it is to have a handle on one's financial situation. Often-funny drawings help to illustrate the points, and De Leon's breezy tone marries well with her practical advice. Readers beginning to tackle their personal finances will find a welcome guide in de Leon. Agent: Jenny Stephens, Sterling Lord Literistic. (Feb.)

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